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Not sure if a grad degree is in the cards for me. What should I do?

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I enrolled in a part-time MSF program at a tiny liberal arts college while working, right after graduation. I decided the program was not a good fit for me (didn't think I needed an MSF) so I considered dropping out and just continuing to work.

I wanted a graduate degree (I was insecure about my shitty undergrad unversity) so I stupidly applied to an average part-time MBA program thinking that would be a good option (think SEC schools, Bama/UTk/LSU/UGA). I was rejected due to a lack of work experience. I am not sure if I should just put school all off altogether for the time being, or finish out the MSF and apply for an MBA later in my career?

I'm also not sure about my exit opps in the next 6 months to 1 year given my experience...I'm feeling like a failure given my current status.

BACKGROUND:

- 10 months as a credit analyst at a large auto finance company (think finance subsidiary for Ford/BMW/Toyota, etc.)
- Promoted to Commercial Credit Underwriter, currently 3 months into the role (I pretty much assess the risk of extending lines of credit and/or providing real estate financing to large auto dealerships)
- Non-target, low GPA (2.9); graduated one-year ago
- Currently bringing in $58-60K all in (base + bonus) in a low COL area.


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